Pine Mountain Community Development Corporation

Pine Mountain Community Development Corporation (PMCDC) is a multi-bank community development corporation whose mission is to provide start-up or expansion capital to microenterprises and small businesses in the Kentucky Appalachian Counties of Bell, Harlan, and Letcher. Established in 1997, through the national Rural Community College Initiative, PMCDC is a collaboration among Southeast Kentucky Community and Technical College and six local banks. Certified as a U.S. Treasury Department Community Development Financial Institution, PMCDC has provided loan funds to 85 local businesses since 1997, creating or enhancing more than 300 jobs. PMCDC generally provides microloans to eligible businesses in amounts from $500 to $25,000. With board approval, the maximum amount may be increased up to $50,000 in special circumstances. Through its membership in the Appalachian Development Alliance, PMCDC may originate larger loan packages through collaboration with other development organizations serving the region.

Our Mission is to Provide:

  • Access to capital and business development services
  • Community investments to individuals and small businesses

Our Goal:

  • To build wealth and create economic opportunity for underserved people and communities.

Information : 


Core Criteria

Directors and Officers

Eligibility and Borrower Qualifications

Loan Application

For more information, please contact:

Paul L. Pratt, Community Development  Specialist
700 College Road
Cumberland, KY
Phone: 606-589-3056
Fax: 606-589-3178